The Bank of Clarke County Debit Card is available with any personal or business checking account. It works the same way as your checkbook, only easier and more convenient. Use it to conduct POS transactions at ATMs or anywhere VISA is accepted. Debit Cards provide a convenient alternative to writing checks and assist in managing your debt since it only accesses available funds in your checking account. Each cardholder is issued a Personal Identification Number (PIN) to protect against identity theft or fraud. Non-Bank of Clarke County ATMs are subject to a withdrawal fee.
Debit Card Self-Service is a 24/7 Interactive Voice Response (IVR) system cardholders should call to activate their new, reissued or replacement debit card. Cardholders also have the added convenience of being able to use this service to select or change their personal identification number (PIN). Call toll-free (800) 708-7119 to get started.
UChoose Rewards® is a rewards program connected with your Bank of Clarke County Visa® Check Card or Visa® Business Check Card.
What is UChoose Rewards®?
A rewards program connected with your Bank of Clarke County Visa® Check Card or Visa® Business Check Card.
How do I earn points?
You earn points on qualifying purchases of $10 or more when you use your Bank of Clarke County Visa® Check Card or Visa® Business Check Card and choose the signature option. You can earn additional points for shopping at participating retailers and using your Bank of Clarke County Visa® Check Card for payment. Visit www.uchooserewards.com to view a list of participating retailers and their exclusive online offers.
What is a qualifying purchase?
A qualifying purchase is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (i.e. purchases made by holding your Visa® Check Card or Visa® Business Check Card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa® Check Card or Visa® Business Check Card , which is processed or submitted through the Visa® U.S.A. Inc. payment system. A qualifying purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN.
Generally, you can choose to do most transactions as signature-based. To do this, you must answer “CREDIT” when asked by a store representative, select “CREDIT” after swiping the card, or select “CANCEL when you are prompted for a PIN. When completely properly, you will sign the printed receipt or signature pad rather than enter your PIN into the terminal.
What can I redeem my points for?
It’s your choice! You can choose from millions of items in the online catalog, which include merchandise, travel, activities, events tickets, gift cards, and more! We will track your points balance and help you find exactly what you are looking for. There’s even a Wish List tool that will notify you when you’ve accumulated enough points for a selected item.
When can I redeem points?
It may take up to 40 days for points to be credited to your account. You must accumulate 1,500 points before you can redeem them for items in the online catalog and 5,000 points before you can redeem them for cash back.
Can I share points with other accounts?
Yes. If you have multiple Bank of Clarke County Visa® Check Cards or Visa® Business Check Card , you can link them together to earn rewards faster. To link additional cards to you account, visit the Profile page within www.uchooserewards.com and click on the Learn How link for instructions.
How much does it cost to participate?
Nothing! UChoose Rewards® is FREE for all Bank of Clarke County Visa® Check Card or Visa® Business Check Card customers.