At the time Joyce joined the Mortgage Team with the Bank of Clarke in July 2018 as Mortgage Lender, her experience in the mortgage industry was well over 30 years. Working in every area of the mortgage lending process, with the exception of preparing closing documents, has brought indispensable knowledge to be able to pass along to her clients. She enjoys working with each unique client whether buying, selling, refinancing or building their dream home. Joyce takes pride in giving exceptional customer experience that can be trusted. With ever changing programs and market conditions, her goal is to give quick and accurate advice for my clients to make an informed decision.

Joyce serves as Chair on the Special Events Committee with the Blue Ridge Association of Realtors, past Top of VA Chamber Greater Good Awards Committee and Emeritus Board member of the Laurel Center. She is actively involved at her church and in the community.  In her free time, she enjoys networking events and meeting new friends. Her heart is to help others. 

Outside of work she enjoys swimming and spending time with her husband, family and friends. Being a grandmother has been one of her greatest honors.




Joyce Stabile

AVP Mortgage Loan Officer

Old Town Center

NMLS #:1366305