Buying a Home?

Our Mortgage team can help

Our Mortgage Services

Bank of Clarke is a local community bank with an experienced team offering expertise in every area of mortgage lending. Our lending specialists have access to a full range of mortgage products. Our lending specialists are dedicated to finding the right loan, with the best rate and term, to fit your budget. We look forward to putting our mortgage team to work for you, with the assistance of a live loan officer to guide you through the process of choosing the exact loan product to meet your specific needs. We are ready to assist you with any of the following goals:

Purchasing a new home
Building a new home
Refinancing your existing home
Remodeling your home
Purchasing a vacation home

It is our pleasure to offer our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, you can even apply for your loan, at your convenience, online - 24 hours a day.

If you have any questions or need more information, please email [email protected]

Steps to Get a Mortgage

Step 1: Prequalification. We figure out how much you can afford to pay for a home.
Step 2: Application. We’ll assist you with any questions on documentation.
Step 3: Credit report. We’ll pull your credit report.
Step 4: Processing. We’ll work through all the details of your application, including a title report.
Step 5: Appraisal. We’ll order an appraisal on the home you want to buy.
Step 6: Underwriting. We’ll make a final determination on the loan.
Step 7: Final Closing. Once you’re approved, we will set up a time for you to sign the documentation.

Apply Now

Apply now page instructions: Please use your best estimate if documentation is not available.

You will need the following documentation for all borrowers:

Social Security Number
Contact and employment information
Best estimates of income, assets, and liabilities

If you do not know how to answer one of the questions, please leave it blank. We will contact you to talk about your application in more detail. Only those fields with an * are required fields.

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If you've already applied or if you need additional documentation click the button below to login.

Borrower Portal Login

Please use the Borrower Portal to access your loan application once you have completed the initial application. It can be used to communicate with your Loan Officer and Processor and also to securely upload the documents that will be required to get your loan closed.