27 were published free of charge. The first display ad for Bank of Clarke County appeared in the Clarke Courier on June 18, 1902. A new method of balancing the books was established during 1902. “Between closing and the following morning, a general ledger will be posted with day’s activities, Assistant Cashier calling off entries to Bookkeeper for verification and balancing the cash on hand. Report to cashier any discrepancy. In case a shortage in the cash is discovered in balancing it, such shortage shall be made good to the bank by the Assistant Cashier and the Bookkeeper, each paying 1/2 thereof.” Mr. Moore’s address to the stockholders on January 8, 1903 enlisted their help in business development: “The operations of the bank for the year just passing show a marked improvement in the results attained over its operations during any previous year in its history, notwithstanding that competition in the banking business has never been so sharp or the methods employed so aggressive. It is confidently believed that its stockholders can themselves, with but little effort on their part, contribute to the further growth and enlargement of this Bank’s business by the use of their influences among their friends and acquaintances in securing patronage and new business connections.” During that meeting, Mr. Neill resigned as director and Mr. William E. Reed replaced him. Mr. Lewis N. Glover was hired as a bookkeeper. On August 6, 1903, the first telephone was installed in the Berryville offices of Bank of Clarke County. A new Savings department opened in May of 1904, paying 3% on deposits. In December of that year, the Bank purchased the corner of Main and Church Streets in Berryville from Thompson and Ogden. Prior to the purchase, Louis Scheuer operated a clothing store at that location. In addressing the stockholders in January, 1905, President Moore commented that the “corner of Church and Main Streets is justly regarded as the most eligible business site in the town of Berryville.” On December 2, 1906, the Bank moved from its original home to the corner of Church and Main Streets after renovations performed by Glaize and Brothers. The Church Street building was sold for $4,500. For 1906, Mr. Moore’s salary was set at $300 for the year. On January 25th of that year, Mr. Baughman, director, died. Mr. Harry C. Warden was elected to replace him. On April 19, Mr. McCormick resigned as a director and Mr. R. P. Whiting was elected. The Bank agreed in 1907 to rent a room over the new bank to the Frederick and Clarke Telephone Company for $65 per year as an exchange. They were required to use a covering on the floor to deaden sounds. They then sublet part of the space to George C. Ricamore, Berryville’s Town Sergeant, as a sleeping room. Subsequent renters included Mr. John Goldsmith for an office with heat and light provided for one year at $25 per month. The Board received word that a new bank was being proposed in Boyce. Messrs. Bradford and Whiting were appointed to confer with the promoters of the proposed “Bank of Boyce” to determine any connections to be made between this bank and the proposed new bank. Increased demand for safe deposit boxes prompted the purchase of additional boxes in 1909. During this time directors’ fees had increased from