89 was named Assistant Trust Officer. A reference to the number of accounts appeared in the March 20, 1947 minute book showing Bank of Clarke County had 2,485 checking accounts, 72 of which had balances between $3,000 and $10,000, 19 between $10,000 and $25,000 and 6 in excess of $25,000. Inthesummerof1947theBankpurchasedfromtheJamestownCorporation (in conjunction with First National Bank) 50 tickets @ 90¢ for members of the Junior and Senior classes of Clarke County Schools to attend a pageant-drama, “The Common Glory” in Williamsburg. The summer also saw changes in the hours of operation, closing at 12 noon on Saturdays during July and August (provided First National did the same) and closing at 12 noon on Wednesdays because Berryville and Clarke County merchants and other businesses were closing at 12. A letter of thanks was received in August of 1947 from Cunningham Chapel Parish by George H. Burwell, Secretary, for “the many efficient services that you and your associates carry on free of charge for this parish. Please express our thanks to the bank personnel and to the Board of Directors on behalf of this vestry and parish.” Mr. Potts shared with the stockholders at their January 15, 1948 meeting that the bank’s surplus and profit accounts now equaled about three and a half times its capital. Loan rates during 1948 were offered at 6% on loans up to $5,000 and a negotiated rate for loans above $5,000. Christmas Clubs were re-introduced in1948 and a statement in the minutes reflected that “the success of this department has exceeded our best expectations, and results in but little profit.” Weekly club payments ran from 25¢ to $10. Mr. Charles T. Hardesty III was hired on January 6, 1949. Bank of Clarke County adopted the U. S. Treasury reserve method of deducting bad debts for income tax purposes in 1949 by creating a new account – “Special Reserve for Losses.” On January 21st of that year, an auction was held to liquidate the remainder of Boyce State Bank’s assets. Members of the Bank of Clarke County Board purchased the Boyce State Bank building, furniture and fixtures for $4,750 and made plans to renovate and replace old-fashioned equipment. Mr. Keller died on January 26, 1949, and was remembered through a Board resolution: Whereas the Bank of Clarke County has sustained a great loss in the death of Mr. Joseph E. Keller who served this bank faithfully and steadfastly as Assistant Cashier and Assistant Trust Officer for the past four years; And whereas, we desire to make some formal expression of our testimony to his integrity and character as an official and an upright citizen; Now, therefore be it resolved: that in the death of Mr. Keller this bank has lost a dependable officer and the community a respected citizen. Modest and unassuming, possessing a keen sense of justice, he was aggressive for the things he deemed right and proper.