ATMs are a convenient way to access your money 24/7. But with convenience comes a responsibility on the part of the user to keep you and your information safe.
Here are some simple steps you can take to assure a safe and rewarding experience when using any ATM:
Special Precautions for Using an ATM at Night:
Skimming is a crime where thieves attach a device to an ATM, commercial fuel pump, etc. to capture your card information. These skimmers are designed to look like normal equipment.
CHECK THE ATM
Visually inspect the ATM for possible skimming devices and small cameras. The card slot may stick out farther or look newer than the machine. Potential indicators can include sticky residue or evidence of an adhesive used by criminals to affix the device, scratches, damaged or crooked pieces, loose or extra attachments on the card slot, or noticeable resistance when pressing the keypad. Small cameras can be attached to the ATM to capture your PIN as you enter it.
COVER YOUR KEYPAD
Use your hand to cover the keypad as you enter your PIN with your other hand.
REPORT ANY SUSPICIONS
If something seems strange or suspicious at an ATM location, report it to the bank immediately. Do not remove any suspected skimming device. Find another ATM to use.
REVIEW YOUR STATEMENTS REGULARLY
View your bank and card statements on a regular basis. Watch for suspicious charges and report any suspicious transactions to your financial institution.