Mobile Deposit Capture

Smartphone taking a picture of a check for mobile depositFast. Easy. Secure.

Through our downloadable app, Mobile Deposit Capture turns a smartphone into a deposit-making device.  Use your phone’s camera to snap a picture of the front and back of each check and then submit the images electronically to the bank and your account.

Mobile deposit capture includes fraud prevention features such as duplicate detection. The image quality assurance features ensure that check images are acceptable.  If a mobile deposit is rejected, the user is notified immediately and given the reason for the rejection.

Here are some of the benefits of Mobile Deposit Capture:

  • The ultimate in convenience: Customers with smartphones can make mobile deposits anywhere, anytime.
  • Confirmation of valid deposits: Users are notified immediately of valid deposits, while poor images and duplicate deposit attempts are quickly rejected
  • Enhancements to your mobile banking: This solution complements and expands our current mobile banking services.

New endorsement for mobile deposits

Effective July 1, 2018, Bank of Clarke County will require a new endorsement for mobile deposits as a result of policy changes. The new endorsement will read “FOR MOBILE DEPOSIT ONLY – BANK OF CLARKE”. Failure to properly endorse mobile deposits after July 1st will result in the rejection of the deposit.

This change will help us avoid costly fraud. Thank you in advance for your help with this policy change – and thank you for your continued patronage!


Example of Mobile Deposit