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Buying a Home?

Our Mortgage team can help

Our Mortgage Services

Bank of Clarke is a local community bank with an experienced team offering expertise in every area of mortgage lending. Our lending specialists have access to a full range of mortgage products. Our lending specialists are dedicated to finding the right loan, with the best rate and term, to fit your budget. We look forward to putting our mortgage team to work for you, with the assistance of a live loan officer to guide you through the process of choosing the exact loan product to meet your specific needs. We are ready to assist you with any of the following goals:

  • Purchasing a new home
  • Building a new home
  • Refinancing your existing home
  • Remodeling your home
  • Purchasing a vacation home

It is our pleasure to offer our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, you can even apply for your loan, at your convenience, online - 24 hours a day.

If you have any questions or need more information, please email [email protected]

We look forward to putting our mortgage services to work for you! For any questions, click here to contact a mortgage lending specialist today!

Steps to Get a Mortgage

  • Step 1: Prequalification. We figure out how much you can afford to pay for a home.
  • Step 2: Application. We’ll assist you with any questions on documentation.
  • Step 3: Credit report. We’ll pull your credit report.
  • Step 4: Processing. We’ll work through all the details of your application, including a title report. 
  • Step 5: Appraisal. We’ll order an appraisal on the home you want to buy.
  • Step 6: Underwriting. We’ll make a final determination on the loan.
  • Step 7: Final Closing. Once you’re approved, we will set up a time for you to sign the documentation.

Click here for more details.

Apply Now

Apply now page instructions:

Please use your best estimate if documentation is not available.

You will need the following documentation for all borrowers:

  • Social Security Number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities

If you do not know how to answer one of the questions, please leave it blank. We will contact you to talk about your application in more detail. Only those fields with an * are required fields.

For access to our online financial calculators click here.

Click here for our Privacy Policy.

Borrower Portal Login

Please use the Borrower Portal to access your loan application once you have completed the initial application. It can be used to communicate with your Loan Officer and Processor and also to securely upload the documents that will be required to get your loan closed.Apply Now

Chart data is for illustrative purposes only and is subject to change without notice. Chart accuracy is not guaranteed, and products may not be available for your situation. 

The Annual Percentage Rate (APR() reflects the effective cost of your loan on a yearly basis, taking into account such terms as interest, most closing costs, discount points (also referred to as "points") and loan origination fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) based on the interest rate on your note, not on APR.