Trust Department:
Debra earned her J.D. from Western New England University School of Law, attended post- graduate study in taxation at Boston University, and received her B.A., cum laude, from Mount Holyoke College. She brings decades of experience in trusts, estates, fiduciary administration, and commercial law.
As Chief Fiduciary at Bank of Clarke, Debra carries forward the Bank's longstanding tradition of trust stewardship, fiduciary administration, and client-centered advice. She oversees all Wealth Management business lines, including trust and estate administration, mentors an experienced team of trust and investment professionals, and develops fiduciary systems, products, and services.
As licensed Virginia Corporate Counsel to Bank of Clarke, Debra serves as an internal legal resource for Bank officers, providing counsel across business lines. She is also admitted to practice law in Massachusetts and Maryland, and before multiple federal trial and appellate courts of the United States.
For many years, Debra led a segment of former U.S. Trust, Bank of America, where she earned national recognition for fiduciary excellence. During her years in the private practice of law, she drafted and established trust policy, served on fiduciary litigation teams, counseled financial institutions, and acted as business consultant. She acts as expert witness in matters involving the Prudent Investor law, fiduciary liability, trust compliance, and bank trust services.
BreeAnn joined Bank of Clarke in 2021 as a Vice President and Trust Officer. She graduated from Campbell University Trust and Investment Management program, where she also earned the Master of Business Administration degree. She holds the CERTIFIED FINANCIAL PLANNER™ professional designation. BreeAnn has served as a Trust Officer for 19 years, managing many trusts, estates, conservatorships, and investment management relationships. She has been instrumental in formulating Trust Department policies and procedures.
Ben joined the Bank of Clarke in January 2025 as a Trust Officer. Ben is a graduate of the Campbell University Trust and Wealth Management program where he graduated summa cum laude. Ben has a passion for fiduciary trust and investment strategy and has worked in the institutional trust, personal trust, and trust operations fields previously through internship programs. Ben is a dedicated Trust Officer and is looking forward to making a positive impact on the community. Ben lives in Frederick County.
Eric joined the bank in January 2025 as a Trust Officer. He is a graduate of Campbell University's Trust and Wealth Management Program, where he graduated magna cum laude, in 2024. Eric brings his technical knowledge of personal and philanthropic trusts to the team and a high level of service to all his clients. He is committed to his work as a Trust Officer with a focus in growing new relationships for the bank. Eric lives in Frederick County.
Will joined Bank of Clarke in April 2023 as a Private Banker. Will brings 17 years of experience in retail banking, including 10 years of branch management. Will is a graduate of the Virginia Banking Management Program through the Virginia Bankers Association. Will enjoys being part of the Winchester community, where he currently resides. He enjoys spending time working in the yard, being on the river, eating at restaurants in downtown Winchester, as well as spending time with family and friends.
OSAIC Advisory/Brokerage:
Mark joined Bank of Clarke in August of 2023 and brings over 20 years of experience in financial services to the team. Mark has been a financial advisor and manager with Ameriprise Financial and Metlife as well as a Regional Vice President with Prudential. Mark specializes in helping families and businesses reach their financial goals through planning.
Mark has a finance degree from the University of Maryland and holds Series 7, 24, & 66 securities licenses as well as his Life, Health and Variable Annuity license.
Mark currently resides in Front Royal VA.
Chet joined Bank of Clarke in July 2025, bringing more than 16 years of experience spanning trading, operations, financial eduations, bank advisory services, and independent wealth management. He earned a master's degree in Investment Management Creighton University, graduating summa cum laude, and holds the CFA® charter, widely recognized as the highest standard in the investment profession. Over the course of his career, he has worked with thousands of clients and is passonate about creating tailored investment plans that help investors achieve their goals while staying aligned with their risk tolerance.
A Winchester reisident since 2001, Chet enjoys attending Old Town events, hiking, camping, traveling, and flying his drone.
Investment and insurance products and services are offered through OSAIC INSTITUTIONS INC. Member FINRA/SIPC. Osaic Institutions Inc. located at Bank of Clarke. Osaic Institutions Inc. and the bank are not affiliated. Products and services made available through Osaic Institutions Inc. are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

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