Not sure which account you need?

Use our Account Features comparison chart to choose the account that fits your needs.

Compare accounts

 

ACCOUNT FEATURES

Free Online Banking (1)
Available
Available
Available
Available
Free Starter Kit (2)
Available
 
Available
 
Free VISA® Debit Card (3)
Available
Available
Available
Available
Remote Deposit Capture (1)
Available
Available
Available
Available
Free Standard BillPay (3)
Available
Available
Available
Available
Free E-statement
Available
Available
Available
Available
Free Eagle 24 Telephone Banking
Available
Available
Available
Available
Item Images
Available
Available
Available
Free Bulk Coin/Currency
Available
Available
Available
Available
Free Items/Transactions
Available
Available
Available
(7)
Cash Management Services (4)
Available
     
Interest-Bearing
Repurchase (4)
ACH Processing
Available
Available
Available
Available
Minimum To Open
$100
$100
$100
$100
Balance Requirements
Analysis (4)
$2,500 min. (5)
$2,500/5,000 (6)
N/A
VISA® Credit Card (4)
Available
Available
Available
Available
Merchant Card Processing (4)
Available
Available
Available
Available
Free Mobile Banking
Available
Available
Available
Available
FDIC Insured
Available
Available
Available
Available

 

  1. Bank of Clarke partners with other financial service providers for this service. Please request additional information from any account officer.
  2. Free Starter Kit: first order of checks, endorsement stamp, binder, bill organizer, and deposit tickets.
  3. Rush delivery (overnight) incurs a charge.
  4. Bank of Clarke County’s Cash Management combines several financial services into a single product, which is designed to efficiently and effectively manage the daily cash activities of your business. The balance in this account is used to earn a credit toward service charges assessed during the statement period. If the balance in this account exceeds the amount required to offset the service charges, you may be able to earn interest on the excess funds. Excess funds over the customer’s established target balance are swept into an interest bearing instrument each night. The business may also establish zero-balance accounts as part of cash management. These accounts, which are designed for special purposes such as payroll and accounts payable, are funded by the master account as checks clear rather than by depositing an amount to cover the checks issued. If the cash cycle of the business fluctuates periodically, requiring the business to borrow funds, a line of credit may be incorporated into cash management to draw against when funds are needed and repay when funds are available. Another service which may be utilized as part of cash management is Automated Clearing House (ACH) processing (i.e., direct deposit of employee payroll) which allows the business to originate transactions directly to the accounts of its affiliates.
  5. $10 if monthly minimum balance drops below $2,500.
  6. $10 if monthly minimum balance drops below $2,500 and monthly average balance drops below $5,000.
  7. The first 200 transactions are free. 25¢ for each transaction in a statement cycle above 200.

CORPORATE CHECKING

Designed for the customer with large transaction volumes.

FREE Starter Kit
FREE VISA Debit Card
FREE Unlimited Checkwriting
FREE Online Banking
FREE E-statement
FREE Standard BillPay
FREE Eagle 24 Telephone Banking
FREE Mobile Banking

This account can earn interest through a Cash Management agreement. Corporate Checking requires $100 to open. Please call or email Customer Service, for balance requirements and other details of this account.


 

BUSINESS NOW CHECKING

Available to certain businesses based on their ownership structure.

FREE VISA Debit Card
FREE Unlimited Checkwriting
FREE Online Banking
FREE E-statement
FREE Standard BillPay
FREE Eagle 24 Telephone Banking
FREE Mobile Banking

This is an interest-bearing account that requires $100 to open. A service charge of $10 will be assessed if customer falls below the minimum balance requirement of $2500

 

COMMERCIAL CHECKING

Designed for the customer who has the ability to maintain a minimum balance requirement.

FREE Starter Kit
FREE VISA Debit Card
FREE Unlimited Checkwriting
FREE Online Banking
FREE E-statement
FREE Standard BillPay
FREE Eagle 24 Telephone Banking
FREE Mobile Banking

This is not an interest-bearing account. A service charge of $10 will be assessed if customer falls below the minimum requirement of $2500 or average of $5000.


BUSINESS FREE

This account is designed for the customer with low volume transactions.

FREE VISA Debit Card
FREE Unlimited Checkwriting
FREE Online Banking
FREE E-statement
FREE Standard BillPay
FREE Eagle 24 Telephone Banking
FREE Mobile Banking

This is not an interest-bearing account. The minimum to open is $100 and there is no balance requirement. Transactions are limited to 200 per month. If a customer goes over 200, there is a $.25 per transaction fee.